Latest Insurance Articles & Tips

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May 15, 2025
Discover how to choose the best insurance agency in St. Cloud, MN, to meet your needs. Contact Patriot Insurance to find reliable coverage options.
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May 14, 2025
Learn how working with Patriot Insurance, a trusted agency in St. Cloud, MN, brings peace of mind. Contact us to schedule your free consultation today.
By David Gebhardt March 17, 2025
Understanding Medicare in Minnesota Medicare is a federal health insurance program designed for individuals aged 65 and older, as well as certain younger individuals with disabilities. While Medicare provides nationwide coverage, Minnesota has unique plan offerings and regulations that can impact your choices. Understanding the different Medicare options and enrollment periods is crucial for securing […]
By David Gebhardt December 6, 2024
Life insurance isn’t just another policy. It can help protect your family’s future. It’s the reassurance that, even in life’s most uncertain moments, your family will be cared for. Whether it’s daily expenses, debts, or big dreams like college, life insurance secures their future when it matters most. However, deciding between term life insurance vs […]
By David Gebhardt November 8, 2024
Riding a motorcycle isn’t just a mode of transportation. Riding is about freedom, adventure, and a lifestyle that’s uniquely yours. But with that lifestyle come risks that need the right insurance coverage. Choosing a generic policy can leave gaps, especially when it comes to protecting custom parts, handling claims, or adjusting for seasonal riding. They […]
By David Gebhardt October 14, 2024
As you approach retirement or become eligible for Medicare, understanding your healthcare options becomes crucial. The process can be overwhelming, especially when faced with the choice between Original Medicare and Medicare Advantage Plans. If you’re wondering which plan is best for you—or how to make sense of the different options—you’re not alone. Fortunately, at Patriot […]
By David Gebhardt September 16, 2024
Navigating health insurance can often feel overwhelming and confusing, but at Patriot Insurance Brokers, our goal is to make the process as simple and stress-free as possible. Based in Minnesota, with offices in Elk River and Waite Park, we take pride in offering personalized insurance solutions to meet your specific needs. Whether you’re an individual, […]
By David Gebhardt September 10, 2024
Navigating the complex world of Medicare can be a daunting task for many individuals nearing retirement age or those already eligible. The wide variety of options, coverage plans, and regulations can easily overwhelm even the most informed individuals. That’s where Medicare brokers step in to play a pivotal role, helping beneficiaries find the best coverage […]
By David Gebhardt August 19, 2024
Navigating health insurance can feel overwhelming. With so many options, varying plans, and ever-changing regulations, it’s easy to get lost in the details. That’s where we come in. Based in Elk River and Waite Park, we are here to provide personalized, knowledgeable guidance to help you find the best plan for you and your loved […]
By David Gebhardt August 14, 2024
Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. Insurance rates are based on what an insurer thinks […]
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